Your credit union offers:
- A wide variety of mortgage products, along with mortgage experts to find the right product for your needs.
- Competitive rates and closing costs designed to help you get the mortgage you want
Buying Your First Home
Buying your first home is a big step, but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future. We detail the process you have to go through to buy your home. We give you a chance to play with the numbers and understand how your credit picture can make owning a home a financial reality.
Purchasing a Home
Thinking about purchasing a new home? Maybe you've outgrown the one you're living in now. Perhaps you're in a better financial position than you were when you bought your last house. Maybe you're moving to a new town with a new job. While it really doesn't matter why you need a new house, it does matter how you go about purchasing it. Cy-Co Federal Credit Union is here to help you through the mortgage process!
Whether you want to save hundreds of dollars every month or save tens of thousands of dollars over time, or both, a mortgage refinance could be the answer. Stop in at the credit union or call us today to discuss your personal situation. You’ll be glad you did. There could be other reasons to refinance, too. If you’re in a 30-year-loan, you might want to refinance to a shorter term loan, such as 15 year, so you’ll pay off your mortgage sooner. This is a great financial move, as it means you’ll save tens of thousands of dollars in interest. If you think there’s a possibility you could benefit from this type of refinance, stop in at the credit union and meet with our mortgage consultants or go online and click on the CU-MEMBERS Mortgage icon to:
- Use our simple tools to learn more about becoming a homeowner. Click on Calculators or FAQs to get fast answers to common questions.
- Review rates by selecting Personalized Rate Quote or sign up to receive Rate Alerts that will inform you of great low rates daily, weekly, monthly, or when your target rate match is available. For a quick glimpse to see if you qualify, click Free Pre-qualification.
- Ready to Apply? Click Apply Now to begin your application and receive a pre-approval letter to strengthen your buying power.
- Use the Calculator to determine:
o What is my payment?
o How does the interest rate affect my monthly payment?
o What income is needed to afford a home loan?
o Will I qualify for a home loan?
- Or just talk to our mortgage consultants!
It's that easy!
Get started now to find the perfect home loan.
We know that purchasing a home can seem complex, but we believe getting a mortgage shouldn’t be.
If you’re planning to purchase or refinance, we made it SIMPLE to get a home loan. Apply online by clicking the CU Members Mortgage icon below and completing the application. Disclosures apply.