We collect non-public personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, others; and
- Information we receive from a consumer-reporting agency.
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We do not disclose any non-public personal information about members or former members to anyone, except as permitted by law.
We restrict access to non-public personal information about you to employees who need to know that information to products or services, maintain physical, electronic, and procedural safeguards that comp regulations to guard your non-public personal information.
Web Site Commitment to Privacy/Security
Your privacy is taken very seriously by us and we want you to know that we will not sell information about you to any third party mpany or website. If you email us or provide us with your email address, we will not give this information to anyone outside of the credit union.
When you visit the "Active WebSite" portion of our website, a temporary "cookie" will be placed on your hard drive. For more information about the temporary "cookie", click on the cookie hyperlink.
Secure Site Information
VeriSign is the recognized leader in Internet security, so we decided to purchase their programs.
Every member is responsible for protecting the secrecy of their Personal Identification Number (PIN). You should never give this number to anyone. The credit union does not know your PIN and if you forget the number you will need to contact the credit union to have a new one issued.
The terminology "cookie" is used to describe a nugget of data that is stored on your hard drive as a file. Cookies make it easier, quicker, and more secure for you to log into and use the Active WebSite.
We use a temporary cookie to verify who you are while using the Active Website. Your privacy is not compromised by these cookies. The cookie placed on your hard drive can only be used by your credit union's Active WebSite. Cookies cannot be executed as code or deliver viruses. In order to access our secure site, you must allow the temporary cookie. The temporary cookie is removed after you exit the secure site section.
Encryption is a technical term for scrambling meaningful text and numbers at one location and transmitting them across the Internet to another location. The encryption process uses complex algorithmic formaulas to create a key that is used to translate the information back into useable content. There are billions of potiential keys and a different key is used for each Active WebSite session.
All confidential information sent to and requested by this site is encrypted. The credit union submits the account information using Secure Socket Layer (SSL) encrypted network transmissions. The encryption we currently use is 128-bit encryption. This is extremely secure and the most compatible encryption for world wide use. It has been estimated that this level of encryption would take a 64-MIPS computer a year of dedicated processor time to break.
Commitment to Information Security
Cy-Co's website is considered private and secure. The Active Websites are secured by VeriSign, a recognized leader in Internet security. To learn more about our VeriSign Certificate or the security of this site, click here.
Cy-Co is determined to keep up with technology and therefore over time the security will change with the industry standards. At this point in time, Cy-Co is using the most acceptable encryption and security available. If you have any questions about the security of your information, please let us know by sending us an email. Include your name and your credit union's name. We will reply to your email as soon as possible.
Limitation of Liability
Cy-Co makes every effort to supply accurate links to other sites, however these links may change from time to time. If you find any "non-working links", we'd appreciate an email to advise us of the problem. The contents of the hyperlinked website is not endorsed by the credit union. Any decisions made by the user about this site or other hyperlinks is the sole responsibility of the user.
We strive for complete accuracy in our sites, but cannot guarantee that mistakes will not happen. The information on the websites is subject to change at any time.